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Mortgage & Rates

Market insights, buyer guides, and industry updates for CA homeowners.

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30-Yr Fixed7.24%-0.08%|15-Yr Fixed6.60%-0.08%|30-Yr Fixed7.24%-0.08%|15-Yr Fixed6.60%-0.08%|

Latest Posts

The Price-Rate Seesaw: Why California Affordability Is Defying Rate Hikes
Mortgage & Rates

The Price-Rate Seesaw: Why California Affordability Is Defying Rate Hikes

As mortgage rates hover near 7%, California's housing market is finding a fragile equilibrium where cooling home prices offset rising borrowing costs.

GlobalSell Realty Editorial · Publisher: Keith Heavenridge, Broker, CA DRE #02117836
3 min readNov 3, 2026
The Volatility Hedge: Why California Buyers Are Tracking the Jobs Report
Mortgage & Rates

The Volatility Hedge: Why California Buyers Are Tracking the Jobs Report

As mortgage rates dip to 7.24%, California buyers must look beyond the headlines to the upcoming jobs report to gauge future market stability.

GlobalSell Realty Editorial · Publisher: Keith Heavenridge, Broker, CA DRE #02117836
2 min readNov 2, 2026
The Seasonal Price Pivot: California Real Estate in a 7% Rate Environment
Mortgage & Rates

The Seasonal Price Pivot: California Real Estate in a 7% Rate Environment

As mortgage rates show signs of cooling, California's housing market is entering a seasonal shift where price moderation meets cautious buyer optimism.

GlobalSell Realty Editorial · Publisher: Keith Heavenridge, Broker, CA DRE #02117836
3 min readNov 1, 2026
The Credit Score Penalty: Navigating New Underwriting Risks in California
Mortgage & Rates

The Credit Score Penalty: Navigating New Underwriting Risks in California

As mortgage rates dip to 7.24%, a new challenge emerges: investors are penalizing loans underwritten with modern credit scoring models.

GlobalSell Realty Editorial · Publisher: Keith Heavenridge, Broker, CA DRE #02117836
3 min readOct 31, 2026
The Rate Relief Window: Assessing California's Evolving Mortgage Landscape
Mortgage & Rates

The Rate Relief Window: Assessing California's Evolving Mortgage Landscape

As mortgage rates dip to 7.24%, California buyers are re-entering the market. Here is how to leverage this shift in a high-rate environment.

GlobalSell Realty Editorial · Publisher: Keith Heavenridge, Broker, CA DRE #02117836
3 min readOct 30, 2026
The Affordability Gap: Analyzing the Impact of Rising Mortgage Payments
Mortgage & Rates

The Affordability Gap: Analyzing the Impact of Rising Mortgage Payments

As mortgage rates fluctuate, California buyers face a widening gap between income and housing costs. Here is how to navigate the current market.

GlobalSell Realty Editorial · Publisher: Keith Heavenridge, Broker, CA DRE #02117836
2 min readOct 29, 2026
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Is Now a Good Time to Buy a House?

Mortgage rates are volatile, prices are high, but supply is rising – a mixed bag for home buyers. So, is now a good time to buy a house? The post Is Now a Good Time to Buy a House? appeared first on Redfin | Real Estate Tips for Home Buying, Selling

redfin.comNov 4, 2026

GridPoint Co-Founder Adrian De Luca Returns as CEO to Power New Battery Product

GridPoint, an energy data management platform for commercial real estate, announced Wednesday that co-founder Adrian De Luca has returned to the company as CEO to lead the rollout of its new storage battery business. The company said it plans to add

commercialobserver.comNov 4, 2026

How Photographers Capture the Best Lighting for Real Estate Photography

Lighting can make the difference between a listing photo that catches a buyer’s eye and one they scroll right past. Explore how professional photographers capture the best lighting for real estate photos. The post How Photographers Capture the Best

redfin.comNov 4, 2026

How to Price Your Home For Sale Without Leaving Money on the Table

Learn how to price your home to sell quickly and attract offers with expert tips and strategies for today's market conditions. The post How to Price Your Home For Sale Without Leaving Money on the Table appeared first on Redfin | Real Estate Tips fo

redfin.comNov 2, 2026

Florida Voters Approve Property Tax Cuts, Raising Questions for CRE

Florida voters approved far-reaching property tax cuts in Tuesday’s election, which proponents say will slash the budgets of local governments, although the impact on the real estate industry remains unclear. The measure, known as Amendment 3, won 62

commercialobserver.comNov 4, 2026

What real estate agents should watch on Election Day, per NAHB

NAHB’s Ken Wingert on housing and the midterms, from state ballot measures and the ROAD to Housing Act to tariffs, labor and mortgage rates.

inman.comOct 30, 2026

Should I Sell My House Now?

Homes are expensive, the market is slow, rates are rising, and buyers are wary. But some cities favor sellers. Learn if you should sell your house now, or wait until 2027. The post Should I Sell My House Now? appeared first on Redfin | Real Estate T

redfin.comNov 4, 2026

Why real estate agents wanted Barbara Corcoran for ICNY ’27

Agents overwhelmingly asked to hear from Barbara Corcoran at Inman Connect New York. Here’s why her scrappy, no-agenda advice matters in a tough market.

inman.comOct 30, 2026

Chinese Language Preschool to Open Second NYC Site in FiDi

Ya Ya Mandarin Immersion Preschool, which offers all-Mandarin educational programs for young children, will open its second Manhattan preschool in the Financial District. The preschool has signed a 10-year lease for 4,640 square feet at 9-15 Dutch St

commercialobserver.comNov 4, 2026

Absolute Home Mortgage targets growth through First Option strategic transaction

First Option executives Alvin Shah and Kurt Nikolai will join Absolute’s ownership group and board, and Shah will become chief strategy officer to lead a broader acquisition push

housingwire.comNov 4, 2026

7 ways to breathe new life into a listing that isn’t selling

Don’t jump straight to a price cut when you have a listing not selling. These seven strategies refresh your marketing and put it in front of new buyers.

inman.comNov 1, 2026

The midterms are shaping the housing policy landscape. What real estate pros should watch

NAR tracked 37 House races and 9 Senate contests as states passed bonds and property tax measures

housingwire.comNov 4, 2026

Berkadia Provides $219M to Rehab Rangel Houses in New York City

Genesis Companies has secured $669 million in financing to rehabilitate Rangel Houses, a 984-unit public housing complex in New York City, Commercial Observer can first report.  Berkadia provided $219 million in first-mortgage debt that is backed by

commercialobserver.comNov 4, 2026