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Mortgage & Rates
Market insights, buyer guides, and industry updates for CA homeowners.
Latest Posts
Fed Rift Holds 30-Year Mortgages at 6.71%: The California Autumn Playbook
A widening split inside the Fed holds mortgage rates near 6.71%, opening a strategic pricing window for California homebuyers as active supply climbs.
Why California Buyers Are Swapping 30-Year Debt for 2-1 Temporary Buydowns
With benchmark rates reaching 6.71% this September, California buyers are leaning on seller-funded buydowns to ease year-one payment pressure.
The Volatility Hedge: Why California Buyers are Prioritizing Lock-and-Shop Programs
As mortgage rates hover at 6.73% and volatility surges, California buyers are shifting focus from timing the market to aggressive rate-locking strategies.
The Geopolitical Premium: Why California’s High-Leverage Market is Bracing for a 7% Floor
With mortgage rates hitting 6.89% nationally and 7% in California, a combination of Middle East volatility and hawkish Fed signals is forcing a recalibration for Golden State buyers.
The $230,000 Mobility Tax: Navigating California’s Rate-Lock Stagnation
As California mortgage rates hover near 6.8%, the financial gap between existing 5% loans and new debt has created a massive mobility tax for sellers.
The Warsh Pivot: Why California’s Fall Market is Recalibrating for a Rate Hike
With the FedWatch tool now signaling a 57% chance of a September hike, California’s $905,000 median market faces a new reality: the 6% floor is firming up.
Live News Feed
LiveICE raids strain homebuilder labor, cycle times, and bank lines
ICE arrests rose from 32,545 in May to 49,571 in July; homebuilders cite delays, higher bids, and missed closings in some markets
Mortgage rates hit 13-month high as Iran conflict rattles bond market
Mortgage rates jumped to 6.71 percent this week, as an Iran-conflict-driven bond sell-off pushed Treasury yields sharply higher.
Demand for riskier mortgages rises along with interest rates
Mortgage rates continue to rise, pushing some buyers to riskier, adjustable-rate loans in order to find savings. Rates are at the highest level since June 2025.
Fay Group acquires VanDyk Mortgage to expand conforming loan footprint
Deal brings Fannie, Freddie and Ginnie execution plus MSR book
How one of the largest investors in student housing is playing this school year
Mike Gordon of Harrison Street Asset Management said funding cuts and enrollment trends are making specialization more vital than ever.
How to Prep Your Home for a Photo Shoot: Expert Tips From the Pros
Whether you’re selling a two-bedroom townhouse in Tulsa or your family home in Fresno, great listing photos do more than document your home – they help buyers picture a life there. But the thing many sellers overlook is that they play a major role in prepping their house for the photoshoot that will ultimately help […] The post How to Prep Your Home for a Photo Shoot: Expert Tips From the Pros appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.
A N.Y. hospital tried to close its birthing center. This city united to fight back
Democrats and Republicans in Troy, N.Y., took on a national Catholic health system and kept the county's last birthing center open.
Gloria Steinem’s NYC apartment: Where feminism found a home
Remembering Gloria Steinem through the home that nurtured the feminist movement — where history was made one gathering at a time.
Becerra, running for governor of California, faces a health insurance problem
The nation's uninsured rate hit a historical low when Xavier Becerra was health secretary. Now he wants to be California's next governor as Trump's actions have driven people off health insurance.
A conversation about doctors, addiction patients and stigma
We take an in-depth look at how stigma among clinicians makes it hard for many patients with alcohol or drug disorders to get treatment sparked a huge audience response and a lot of questions.
Every State That Will Pay You to Move There in 2026
Want to get paid to move? With the cost of living a major issue, some states will pay you up to $20,000 to relocate. Learn about the communities and how to apply. The post Every State That Will Pay You to Move There in 2026 appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.
Manhattan's luxury rental market is booming, with units reaching $100,000 a month
New York City brokers said they've seen a surge in the number of wealthy renters, which is driving Manhattan rents to new records.
A Serene Library in a Clinton Hill Townhouse
Melissa Lee designed her library and office as a calm space away from her home above.
How to Save Your Vegetable Seeds to Plant Again
As summer winds down, here’s how you can give next year’s garden a well-deserved head start.
How to Choose the Right Real Estate Photographer: Opinions From the Experts
A real estate photographer does more than make a listing look polished. They determine how a property first appears in a buyer’s mind – whether it feels bright, coherent, desirable, and worth seeing in person, or whether it gets passed over in the long scroll of online home listings. For sellers and agents, hiring the […] The post How to Choose the Right Real Estate Photographer: Opinions From the Experts appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.